What is the daily limit for essential benefits under Personal Injury Protection (PIP)?

What is the daily limit for essential benefits under Personal Injury Protection (PIP)?

• A. $10
• B. $15
• C. $12
• D. $20

Answer: (C)

Under New Jersey's Personal Injury Protection (PIP) coverage, the daily limit for essential benefits, such as replacement services or necessary household expenses that an injured person is unable to perform due to an accident, is set at a specific amount. The correct amount is indeed $12 per day. This benefit is designed to provide financial support for essential services that someone may need if they are unable to perform daily tasks due to injuries sustained in a motor vehicle accident. By establishing a daily limit, PIP helps to ensure that individuals receive adequate assistance while also maintaining reasonable cost parameters for insurance providers.

Under New Jersey's Personal Injury Protection (PIP) coverage, the daily limit for essential benefits, such as replacement services or necessary household expenses that an injured person is unable to perform due to an accident, is set at a specific amount. The correct amount is indeed $12 per day. This benefit is designed to provide financial support for essential services that someone may need if they are unable to perform daily tasks due to injuries sustained in a motor vehicle accident. By establishing a daily limit, PIP helps to ensure that individuals receive adequate assistance while also maintaining reasonable cost parameters for insurance providers.